Terms of Service

Vickie Hughes ยท Last updated: August 13, 2026

These Terms of Service ("Terms") govern your use of the website and communications provided by Vickie Hughes ("we," "us," or "our"). Using this website or contacting us does not, by itself, enroll you in text messaging.

Our Business

Concierge Insurance Services helps people understand Medicare and insurance options with personal, no-pressure guidance. Contact our Arlington team by phone or secure web form. Contacting us does not create a binding agreement beyond any purchase or service you separately arrange.

SMS / Text Messaging Terms

Our secure web form presents separate, unchecked consent choices. You consent to receive text messages only when you actively select a message category and submit the form. Messages may include:

You receive only the message categories you select. Consent is not a condition of purchasing any goods or services, and you may reply STOP at any time to opt out.

Your Responsibilities

You agree to provide accurate information and to use our website and messaging services lawfully. You are responsible for the mobile number and email address you provide.

Age Restriction

Our website, services, and SMS messaging are intended only for individuals who are 18 years of age or older. By contacting us or opting in to messages, you represent and warrant that you are at least 18 years old.

Privacy

Your use of our website and messaging services is also governed by our Privacy Policy, which explains how we collect, use, and protect your information, including mobile opt-in data.

Limitation of Liability

To the fullest extent permitted by law, Vickie Hughes is not liable for any indirect or consequential damages arising from your use of our website or messaging services.

Changes to These Terms

We may update these Terms from time to time. Continued use of our website or messaging services after changes constitutes acceptance of the updated Terms.

Contact Us

Vickie Hughes
P.O. Box 182075, Arlington, Texas 76096
Phone: (888) 913-9493
Email: vickie@conciergeinsuranceservices.com

Privacy Policy  |  Terms of Service

← Back to home